YOUR FUNDS ~ YOUR WAY
 
The St. Clair Foundation understands that every donor has different needs and hopes for their contributions and works to provide a variety of giving options. There are many ways to donate; of local causes, to designation towards a specific fund or agency, to custom funds named in memory of a family or individual.

Whatever method of giving is selected, the donor will have the peace of mind that the desired charitable objectives can be accomplished through the St. Clair Foundation with tax deductibility and the added assurance of active and flexible management for the future success of their cause.
 
THE GENERAL FUND: FLEXIBLE & FAR-REACHING
 
There are so many ways to give; how do you choose? Some may wish to leave an amount to the community, but not know how to select the most pressing need. Some may no want to limit their funds to just one agency, and some may want to help with finding a cure for a disease, but be uneasy about what would happen to those funds if a cure were found.

The St. Clair Foundation's General Fund offers an ideal solution to all such problems, both currently, and in the future. The General Fund orients its giving towards the following types of proven causes; Scholarships, Churches, Athletics, Arts, Education, Youth, Philanthropic Organizations, and Specials Needs.
 
GETTING TAX BENEFITS FORM LOCAL GIVING
 
Year End Giving: An individual may wish to take maximum charitable deductions near the end of the tax year instead of delaying the giving until after their death, when certain tax advantages will have been lost, and the gift may or may not be advantageous to his estate and the surviving family. This use of the St. Clair Foundation can eliminate the need of a hasty decision as to the exact destination of the gift. Such gifts may be made in cash, securities, real estate or other property.
Philanthropy is an act of good citizenship, fulfilling the natural aspiration of every thoughtful man and woman to add a measure of improvement to his own community.

The St. Clair Foundation extends on invitation to every citizen to invest in the future of this area and in the welfare of its citizens.
 
WE'LL HELP YOU MAKE YOUR MARK
~ LOCALLY
The St. Clair Foundation is a non-profit charitable organization established in 1971 to help individuals improve the quality of life in Preble County through charitable donations with active stewardship towards local causes.

The Board members of the St. Clair Foundation are involved Preble County citizens who evaluate and manage the allocation of tax exempt gifts to worthy local charities. They work hard to thoughtfully make the best use of the funds for you and your community's causes.
 
Tax Deferral Benefits: Situations frequently exist where a married individual can provide generously for their family and still have available a generous sum for charitable or other uses. A husband and wife may both have substantial estates of their own, and additions to the wealth of either may impose a tax burden rather than a net benefit. Such people are undoubtedly generous givers and the St. Clair Foundation provides an excellent vehicle for continuing this generosity into the future. The Foundation may also be made the beneficiary of the life insurance policies for these same reasons.
 
Term Trusts for High Income Earner: Another tax-based giving option is term trusts. In this option, an individual who is in a high income bracket during the period they are earning a salary may set up a term trust in favor of the St. Clair Foundation. Such a trust provides that the income, over a specified period of years, shall be paid to the foundation, to be used for charitable purposes, and thus be non-taxable to you. You may further provide that the trust shall terminate and the funds revert to you at a later date. Through this plan, income which would otherwise be subject to tax, will go to help his local community.
 
Term Trusts for High Income Earner: Another tax-based giving option is term trusts. In this option, an individual who is in a high income bracket during the period they are earning a salary may set up a term trust in favor of the St. Clair Foundation. Such a trust provides that the income, over a specified period of years, shall be paid to the foundation, to be used for charitable purposes, and thus be non-taxable to you. You may further provide that the trust shall terminate and the funds revert to you at a later date. Through this plan, income which would otherwise be subject to tax, will go to help his local community.
 
Lifetime Interest Provisions: A gift can be made in trust, with the income going to the donor and/or other named beneficiaries for a specified period or for their lives, and the principal going to the St. Clair Foundation upon their deaths. The donor will benefit from an income tax deduction within allowable limits, for the present value of the ultimate gift to the Foundation.
 
LEAVING A LEGACY
 
Estate Planning: The St. Clair Foundation is the ideal recipient of funds from wills, trusts, and annuities. The funds can reach the foundation with or without distribution instructions, as the donor may desire.
 
Specific Bequests: The St. Clair Foundation can also help an individual plan to make a major gift for a purpose some time in the future, such as, a new wing for a building, a new boy's club or a youth center. Tell us your wishes and we will build the vehicle that best meets your goals.
 
Small or Medium-sized gifts: The St. Clair Foundation is an ideal vehicle for the public-spirited individual who wishes to donate or bequeath a small or medium-sized sum to benefit his community.The smaller gifts, lumped with others, will receive the same able and experienced management as a large trust, the same continuity of administration, diversification of investment, and most important of all, the same faithful and intelligent distribution of income where and when it will do the most good.
 
In Memoriam Gifts: Many families prefer to select "In-memoriam" gift causes for the funeral of a loved one. Gifts to St. Clair Foundation are always in perfect taste and offer the benefit of local designation and even the choice of designating a type of cause that reflects that loved one's interests. Each such gift is tax deductible and will be appropriately acknowledged to the family and the donors.
 
LET US HELP CREATE YOUR LEGACY
 
Trust the St. Clair Foundation to work with you in creating the legacy you desire. Please give us a call at 937.456.5544 to arrange a meeting or email us at stclair@enbbank.com.
 
FOUNDATION FUNDS AT WORK
 
Here are just a few of the worthy causes and funds benefiting from donations made to the St. Clair Foundation from local citizens like you:
 
The Boy Scouts Give Back America
Preble County Library Preble County Fairgrounds Makeover
Twin Valley South Community Schools Eaton Community Schools
Monroe Alumni Scholarship Matthew Henry Scholarship
Dean Stoltz Scholarship Patricia Brubaker English Scholarship
William & Betty Clayton Scholarship Garrett-Potterf Charitable Fund
Kay & Dutch Waggamon Scholarship James & Florence Gross Scholarship

ST. CLAIR FOUNDATION
 
P.O. Box 309, Eaton, Ohio 45320
phone: 937.456.5544    email: stclair@enbbank.com